Istikhlaf Journal is an Open Access Journal. The authors who publish the manuscript in this journal agree to the following terms:
(1) The formal legal provisions for access to digital articles of this electronic journal are subject to the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which means that stikhlaf reserves the right to save, transmit media or format, Database), maintain, and publish articles without requesting permission from the Author as long as it keeps the Author's name as the owner of Copyright.
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ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah
ISSN : 2774-2466 (Online) 
ISSN : 2775-1341 (Print) 
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